Refund Policy

At Insurance Help 4U, we are committed to providing professional insurance consultation and support services. This Refund Policy outlines the terms under which refunds may be issued.

1. Consultation & Service Fees

If Insurance Help 4U charges fees for consultation, advisory services, or assistance:

Fees for completed consultation services are non-refundable.
Refund requests must be submitted within 7 days of payment.
Refunds are reviewed on a case-by-case basis.
If services have already been substantially delivered, refunds may be denied.

Approved refunds will be processed within 7–14 business days.

2. Insurance Premium Payments

Insurance Help 4U is not an insurance carrier unless explicitly stated.

If you purchase an insurance policy through a third-party provider:

Premium payments are subject to the refund and cancellation policy of the respective insurance company.
Insurance Help 4U does not control or guarantee premium refunds.
Cancellation terms, processing fees, or deductions may apply as per insurer rules.

Please review the policy documents carefully before making payment.

3. Duplicate or Accidental Payments

If you believe you have made a duplicate or accidental payment:

Notify us immediately
Provide payment proof and transaction details

After verification, eligible refunds will be processed accordingly.

4. Non-Refundable Situations

Refunds will not be issued for:

Change of mind after service completion
Failure to provide required information
Insurance application rejection by third-party insurer
Delays caused by incomplete documentation from client

5. Refund Request Process

To request a refund, please contact:

📧 Email: info@insurancehelp4u.online
Include:

Full name
Payment receipt
Reason for refund request

All requests will be reviewed fairly and professionally.

6. Policy Updates

Insurance Help 4U reserves the right to update or modify this Refund Policy at any time. Changes will be posted on this page.